Mumbai vs Bangalore (Bengaluru) — Cost of Living
Rent, overall costs and the equivalent salary you'd need to keep your lifestyle.
| Mumbai | Bangalore (Bengaluru) | |
|---|---|---|
| Overall cost index | 38 | 30 |
| Rent index | 40 | 26 |
| 1-bed city-centre rent | ₹42,000 | ₹25,000 |
A ₹6,00,000 lifestyle in Mumbai needs about
₹4,73,684
in Bangalore (Bengaluru) (cost-of-living parity, before tax)
Mumbai
India's most expensive city and an HRA metro (50% exemption).
Bangalore (Bengaluru)
India's tech capital; classed non-metro for HRA despite high tech salaries.
Remember that cost of living is only half the story — tax differs too. Check take-home pay with the India calculator and India calculator, or use the interactive comparator.
Frequently Asked Questions
+Is Bangalore (Bengaluru) cheaper than Mumbai?
Bangalore (Bengaluru) has an overall cost-of-living index of 30 versus Mumbai's 38, so it is cheaper by roughly 21%, driven largely by rent.
+What salary do I need in Bangalore (Bengaluru) to match Mumbai?
To maintain a ₹6,00,000 lifestyle from Mumbai, you'd need roughly ₹4,73,684 in Bangalore (Bengaluru), based on cost-of-living parity (before tax differences).
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.