Ticino Paycheck Calculator 2026
Take-home pay in Ticino, with Switzerland tax rules applied automatically.
= CHF 100'000 per year
Estimated monthly take-home
CHF 6'282
CHF 75'385 per year · 20.1% goes to tax & contributions
| Item | Per year | Per month |
|---|---|---|
| Gross salary | CHF 100'000 | CHF 8'333 |
| Income tax | −CHF 1'745 | −CHF 145 |
| Ticino tax | −CHF 11'970 | −CHF 998 |
| AHV/IV/EO5.3% old-age/disability/income-compensation | −CHF 5'300 | −CHF 442 |
| ALV (unemployment)1.1% up to CHF 148,200 | −CHF 1'100 | −CHF 92 |
| BVG pension~5% occupational pension (to your pension) — approximation | −CHF 4'500 | −CHF 375 |
| Take-home pay | CHF 75'385 | CHF 6'282 |
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources. Always confirm with an official tax authority or a licensed adviser before making decisions.
What's different about Ticino
Italian-speaking Ticino has lower wages and a Mediterranean cost base.
Average gross pay in Ticino is around CHF 90'000, below the national figure of about CHF 100'000 — which shapes what a given salary feels like locally as much as the tax does.
For a full walkthrough of how Switzerland's tax and contributions work, see the Switzerland salary & tax guide.
What you keep at different salaries in Ticino
The same Ticino rules applied across the salary range, with the difference against Zürich in the last column so you can see what the canton itself is worth.
| Gross salary | Take-home / month | Deducted | vs Zürich |
|---|---|---|---|
| CHF 75'000 | CHF 4'770 | 18.7% | −CHF 303 |
| CHF 100'000 | CHF 6'282 | 20.1% | −CHF 428 |
| CHF 150'000 | CHF 9'315 | 22.5% | −CHF 678 |
| CHF 200'000 | CHF 12'241 | 24.3% | −CHF 928 |
A CHF 100'000 salary in Ticino, per period
| Pay period | Gross | Take-home |
|---|---|---|
| Per year | CHF 100'000 | CHF 75'385 |
| Per month | CHF 8'333 | CHF 6'282 |
| Per week | CHF 1'923 | CHF 1'450 |
| Per day (260 working days) | CHF 385 | CHF 290 |
| Per hour (2,080 hours) | CHF 48 | CHF 36 |
What Ticino take-home buys, city by city
Taxed on Ticino rules, CHF 100'000 leaves CHF 6'282 a month — and against that CHF 6'282, where you spend it moves the outcome more than the Ticino rules do: Geneva asks CHF 2'500 for a one-bedroom city-centre flat against CHF 2'400 in Zürich, a factor of 1.0.
On Ticino take-home that is CHF 3'882 left after rent in Zürich against CHF 3'782 in Geneva: a CHF 100 monthly gap from the same gross salary and the same tax code.
| City | 1-bed city-centre rent | Share of take-home | Left after rent |
|---|---|---|---|
| Zürich | CHF 2'400 | 38% | CHF 3'882 |
| Geneva | CHF 2'500 | 40% | CHF 3'782 |
Every canton ranked by take-home
On CHF 100'000, Ticino ranks 4 of 8 for take-home — CHF 75'385 a year, CHF 5'985 behind Zug and CHF 4'275 ahead of Vaud.
Ticino sits inside a national spread of 12.6%, wide enough that the canton is a genuine financial decision rather than a rounding error on the national rules. Every canton below is ranked on the same CHF 100'000 gross so the comparison is like for like — enter your own figure above to see how Ticino's position shifts at your income.
| # | Canton | Net / year | Net / month | Deducted |
|---|---|---|---|---|
| 1 | Zug | CHF 81'370 | CHF 6'781 | 14.1% |
| 2 | Schwyz | CHF 78'805 | CHF 6'567 | 16.7% |
| 3 | Zürich | CHF 75'813 | CHF 6'318 | 19.7% |
| 4 | Ticino | CHF 75'385 | CHF 6'282 | 20.1% |
| 5 | Bern | CHF 72'820 | CHF 6'068 | 22.7% |
| 6 | Basel-Stadt | CHF 72'820 | CHF 6'068 | 22.7% |
| 7 | Geneva | CHF 71'110 | CHF 5'926 | 24.4% |
| 8 | Vaud | CHF 71'110 | CHF 5'926 | 24.4% |
Other cantons
Frequently Asked Questions
+How much is take-home pay in Ticino?
On a CHF 100'000 salary in Ticino, estimated take-home is about CHF 6'282 a month after tax and contributions (20.1% deducted). Use the calculator above for your exact figure.
+Is income tax different in Ticino?
Italian-speaking Ticino has lower wages and a Mediterranean cost base.
+What's the marginal tax rate in Ticino?
On a CHF 100'000 salary in Ticino, the marginal rate is about 24% — that's the rate on your next unit of pay, so it's what a raise or bonus is taxed at here.
+Does Ticino keep more of your salary than other cantons?
On the same CHF 100'000 salary, Ticino keeps CHF 75'385 and ranks 4 of 8, CHF 5'985 behind Zug at the top and CHF 4'275 ahead of Vaud at the bottom.
+What is a CHF 100'000 salary in Ticino per month?
About CHF 6'282 a month after tax, from CHF 8'333 gross — roughly CHF 36 an hour net on a standard 2,080-hour year.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.