Ticino Paycheck Calculator 2026
Take-home pay in Ticino, with Switzerland tax rules applied automatically.
= CHF 100'000 per year
Estimated monthly take-home
CHF 6'282
CHF 75'385 per year · 20.1% goes to tax & contributions
| Item | Per year | Per month |
|---|---|---|
| Gross salary | CHF 100'000 | CHF 8'333 |
| Income tax | −CHF 1'745 | −CHF 145 |
| Ticino tax | −CHF 11'970 | −CHF 998 |
| AHV/IV/EO5.3% old-age/disability/income-compensation | −CHF 5'300 | −CHF 442 |
| ALV (unemployment)1.1% up to CHF 148,200 | −CHF 1'100 | −CHF 92 |
| BVG pension~5% occupational pension (to your pension) — approximation | −CHF 4'500 | −CHF 375 |
| Take-home pay | CHF 75'385 | CHF 6'282 |
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources. Always confirm with an official tax authority or a licensed adviser before making decisions.
What's different about Ticino
Italian-speaking Ticino has lower wages and a Mediterranean cost base.
Average gross pay in Ticino is around CHF 90'000, below the national figure of about CHF 100'000 — which shapes what a given salary feels like locally as much as the tax does.
For a full walkthrough of how Switzerland's tax and contributions work, see the Switzerland salary & tax guide.
What you keep at different salaries in Ticino
At the Switzerland median, Ticino rules leave you CHF 427 a year less than Zürich; at 2× the median, CHF 927 a year less than Zürich.
| Gross salary | Take-home / month | Deducted | vs Zürich |
|---|---|---|---|
| CHF 75'000 | CHF 4'770 | 18.7% | −CHF 303 |
| CHF 100'000 | CHF 6'282 | 20.1% | −CHF 428 |
| CHF 150'000 | CHF 9'315 | 22.5% | −CHF 678 |
| CHF 200'000 | CHF 12'241 | 24.3% | −CHF 928 |
A CHF 100'000 salary in Ticino, per period
| Pay period | Gross | Take-home |
|---|---|---|
| Per year | CHF 100'000 | CHF 75'385 |
| Per month | CHF 8'333 | CHF 6'282 |
| Per week | CHF 1'923 | CHF 1'450 |
| Per day (260 working days) | CHF 385 | CHF 290 |
| Per hour (2,080 hours) | CHF 48 | CHF 36 |
What Ticino take-home buys, city by city
Taxed on Ticino rules, CHF 100'000 leaves CHF 6'282 a month — and against that CHF 6'282, where you spend it moves the outcome more than the Ticino rules do: Geneva asks CHF 2'500 for a one-bedroom city-centre flat against CHF 2'400 in Zürich, a factor of 1.0.
On Ticino take-home that is CHF 3'882 left after rent in Zürich against CHF 3'782 in Geneva: a CHF 100 monthly gap from the same gross salary and the same tax code.
| City | 1-bed city-centre rent | Share of take-home | Left after rent |
|---|---|---|---|
| Zürich | CHF 2'400 | 38% | CHF 3'882 |
| Geneva | CHF 2'500 | 40% | CHF 3'782 |
Where Ticino ranks for take-home
On CHF 100'000, Ticino ranks 4 of 8 for take-home — CHF 75'385 a year, CHF 5'985 behind Zug and CHF 4'275 ahead of Geneva and Vaud.
Next up is Zürich, CHF 428 a year ahead; next down are Bern and Basel-Stadt, CHF 2'565 behind.
| # | Canton | Net / year | Net / month | Deducted |
|---|---|---|---|---|
| 1 | Zug | CHF 81'370 | CHF 6'781 | 14.1% |
| 2 | Schwyz | CHF 78'805 | CHF 6'567 | 16.7% |
| 3 | Zürich | CHF 75'813 | CHF 6'318 | 19.7% |
| 4 | Ticino (this canton) | CHF 75'385 | CHF 6'282 | 20.1% |
| =5 | Bern | CHF 72'820 | CHF 6'068 | 22.7% |
| =5 | Basel-Stadt | CHF 72'820 | CHF 6'068 | 22.7% |
| =7 | Vaud | CHF 71'110 | CHF 5'926 | 24.4% |
Other cantons
Frequently Asked Questions
+How much is take-home pay in Ticino?
On a CHF 100'000 salary in Ticino, estimated take-home is about CHF 6'282 a month after tax and contributions (20.1% deducted). Use the calculator above for your exact figure.
+Is income tax different in Ticino?
Italian-speaking Ticino has lower wages and a Mediterranean cost base.
+What's the marginal tax rate in Ticino?
On a CHF 100'000 salary in Ticino, the marginal rate is about 24% — that's the rate on your next unit of pay, so it's what a raise or bonus is taxed at here.
+Does Ticino keep more of your salary than other cantons?
On the same CHF 100'000 salary, Ticino keeps CHF 75'385 and ranks 4 of 8, CHF 5'985 behind Zug at the top and CHF 4'275 ahead of Geneva and Vaud at the bottom.
+What is a CHF 100'000 salary in Ticino per month?
About CHF 6'282 a month after tax, from CHF 8'333 gross — roughly CHF 36 an hour net on a standard 2,080-hour year.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed October 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.