🇺🇸 United States Tax Brackets 2026
US federal income tax brackets 2026. All figures sourced from official publications — see sources below.
| Taxable income (single) | Rate |
|---|---|
| Up to $12,400 | 10% |
| $12,400 – $50,400 | 12% |
| $50,400 – $105,700 | 22% |
| $105,700 – $201,775 | 24% |
| $201,775 – $256,225 | 32% |
| $256,225 – $640,600 | 35% |
| Over $640,600 | 37% |
Married-filing-jointly and head-of-household brackets are wider — switch filing status in the calculator. State income tax is separate and varies by state.
What these 2026 bands cost in practice
On the $60,000 United States median, the 2026 brackets above cost $6,813 in income tax, with a further $4,590 going to contributions, leaving $4,050 a month.
Across the range the effective rate runs from 13.6% at $30,000 to 32.4% at $180,000 — a 18.8-point climb across a sixfold difference in pay, which is what a progressive United States schedule looks like once you convert its rates into money.
| Gross salary | Income tax | Other deductions | Take-home / month | Effective rate |
|---|---|---|---|---|
| $30,000 | $1,795 | $2,295 | $2,159 | 13.6% |
| $45,000 | $4,156 | $3,443 | $3,117 | 16.9% |
| $60,000 | $6,813 | $4,590 | $4,050 | 19.0% |
| $75,000 | $10,598 | $5,738 | $4,889 | 21.8% |
| $90,000 | $15,248 | $6,885 | $5,656 | 24.6% |
| $120,000 | $24,638 | $9,180 | $7,182 | 28.2% |
| $180,000 | $44,582 | $13,770 | $10,137 | 32.4% |
Who the 2026 United States bands apply to
The 7 rows above apply to a 2026 tax resident of the United States on employment income, and take the effective rate on $60,000 to 19.0%. Residency here turns on presence and ties rather than nationality, so a non-resident earning the United States can face a different schedule entirely, and anyone who arrived or left part-way through 2026 is usually assessed on a split basis instead of this one.
United States adds a state-level layer on top of these 2026 bands, so identical gross pay produces different take-home across its 51 states: Alaska keeps the most and Oregon the least, a spread of 9.8% — which is why the calculator asks you to pick one before it will answer. Earlier United States schedules are archived rather than deleted, so a page describing a previous year stays available and correct alongside this 2026 one.
What sits alongside the 2026 bands
The schedule above is only the income-tax layer. United States payroll also applies social security, medicare, and those lines are charged on their own thresholds rather than the ones in the bracket table — which is why two salaries in the same band can carry noticeably different totals.
Every line below is what a $90,000 salary — half again the United States median — carries in 2026, so you can see the bands and their companions on the same figure rather than reading them separately.
| Line | Per year | Per month | Share of gross |
|---|---|---|---|
| Federal income tax | $10,970 | $914 | 12.2% |
| Social Security | $5,580 | $465 | 6.2% |
| California income tax | $4,278 | $356 | 4.8% |
| Medicare | $1,305 | $109 | 1.5% |
| Total leaving your pay | $22,133 | $1,844 | 24.6% |
Sources
- 2026 federal brackets + standard deduction (reflecting IRS Rev. Proc. inflation adjustments and the 2025 OBBBA). (retrieved 2026-06-22)
- IRS official 2026 inflation-adjustment release. (retrieved 2026-06-22)
- Social Security 2026 contribution & benefit base = $184,500. (retrieved 2026-06-22)
- FICA rates: Social Security 6.2%, Medicare 1.45%, Additional Medicare 0.9%. (retrieved 2026-06-22)
- Additional Medicare Tax thresholds: $200k single/HoH, $250k MFJ. (retrieved 2026-06-22)
- California FTB 2025 Tax Rate Schedules (single/MFS): brackets 1%/2%/4%/6%/8%/9.3%/10.3%/11.3%/12.3% at $11,079/$26,264/$41,452/$57,542/$72,724/$371,479/$445,771/$742,953, plus $5,706 standard deduction and a 1% MHSA surcharge over $1M. Latest official CCPI-indexed schedule (returns filed in 2026); 2026 indexed thresholds publish later. (retrieved 2026-06-30)
- Full state-by-state verification pass for all 50 states + DC, cross-checked against CBS News/ATR/ITEP 2026 state-tax-change roundups and individual state revenue-department/Tax-Foundation guides. Corrected for 2026 rate cuts/restructures not previously reflected: Georgia 5.39%→5.09%, Idaho 5.8%→5.3%, Indiana 3%→2.95%, Kentucky 4%→3.5%, Mississippi 4.4%→4%, Montana top 5.9%→5.65%, Nebraska rebracketed (top 5.84%→4.55%, now 3 brackets), North Carolina 4.25%→3.99% (final phasedown step), Ohio moved to a true flat 2.75% above $26,050 (was a 3-tier progressive approximation), Oklahoma top 4.75%→4.5%, Kansas top 5.7%→5.58%, Maryland added new 6.25%/6.5% top brackets for income over $500k/$1M (2025 Budget Reconciliation Act, retroactive), South Carolina restructured to a 2-bracket 1.99%/5.21% system under H.4216 (signed March 2026, replacing the old 3-bracket 0%/3%/6.2% system), Arkansas top 3.9%→3.7%, West Virginia rebracketed with all rates cut (top 4.82%→4.58%). All other states/DC confirmed to already match their 2026 statutory brackets. (retrieved 2026-07-02)
Frequently Asked Questions
+What are the United States tax brackets for 2026?
Single filer, taxable income after the $16,100 standard deduction. 2026. Married-filing-jointly and head-of-household brackets are wider — switch filing status in the calculator. State income tax is separate and varies by state.
+How much tax would I pay on the United States median salary in 2026?
On $60,000, the 2026 brackets cost about $6,813 in income tax, plus $4,590 in contributions — an effective 19.0% overall, leaving $4,050 a month.
+Does moving into a higher United States bracket cost me money?
No. Only the income above a threshold is charged at the higher rate; everything beneath it keeps the rate of its own band. That is why the effective rate in the table below rises smoothly from 13.6% to 32.4% rather than jumping at each boundary.
+Where can I check my exact take-home pay?
Use our free United States salary calculator to apply these 2026 brackets to your salary and see your net monthly take-home with a full breakdown.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.