🇬🇧 United Kingdom Freelancer Tax Calculator
Estimate your after-tax income as a self-employed worker in United Kingdom.
Estimated after-tax income
£28,720
≈ £6,280 in tax & contributions
Approximated as income tax plus National Insurance; the self-employed Class 4 rate and allowable expenses are not separately modelled.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources. Always confirm with an official tax authority or a licensed adviser before making decisions.
Self-employment tax in United Kingdom
Self-employed workers file a Self Assessment tax return and pay income tax plus Class 4 National Insurance on profits, with different thresholds and the ability to deduct allowable expenses. It's a separate system from PAYE — see the freelancer calculator.
Freelance taxation differs from employee payroll in three ways: who pays the social contributions, how and when you file, and which expenses you can deduct. The calculator above gives a simplified estimate — for anything beyond a ballpark, especially around deductible expenses and special regimes, speak to a qualified accountant in United Kingdom.
Want the employee picture instead? Use the United Kingdom salary calculator.
Frequently Asked Questions
+How are freelancers taxed in United Kingdom?
Self-employed workers file a Self Assessment tax return and pay income tax plus Class 4 National Insurance on profits, with different thresholds and the ability to deduct allowable expenses. It's a separate system from PAYE — see the freelancer calculator.
+Is freelance tax higher than employee tax in United Kingdom?
Self-employed workers often shoulder social contributions an employer would otherwise share, but can deduct business expenses. The net effect varies — use the calculator above for a ballpark and confirm with an accountant.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.