Bangalore (Bengaluru) vs Mumbai — Cost of Living
Rent, overall costs and the equivalent salary you'd need to keep your lifestyle.
| Bangalore (Bengaluru) | Mumbai | |
|---|---|---|
| Overall cost index | 30 | 38 |
| Rent index | 26 | 40 |
| 1-bed city-centre rent | ₹25,000 | ₹42,000 |
A ₹6,00,000 lifestyle in Bangalore (Bengaluru) needs about
₹7,60,000
in Mumbai (cost-of-living parity, before tax)
Bangalore (Bengaluru)
India's tech capital; classed non-metro for HRA despite high tech salaries.
Mumbai
India's most expensive city and an HRA metro (50% exemption).
Remember that cost of living is only half the story — tax differs too. Check take-home pay with the India calculator and India calculator, or use the interactive comparator.
Frequently Asked Questions
+Is Mumbai cheaper than Bangalore (Bengaluru)?
Mumbai has an overall cost-of-living index of 38 versus Bangalore (Bengaluru)'s 30, so it is more expensive by roughly 27%, driven largely by rent.
+What salary do I need in Mumbai to match Bangalore (Bengaluru)?
To maintain a ₹6,00,000 lifestyle from Bangalore (Bengaluru), you'd need roughly ₹7,60,000 in Mumbai, based on cost-of-living parity (before tax differences).
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.