Delhi (NCT) Paycheck Calculator 2026
Take-home pay in Delhi (NCT), with India tax rules applied automatically.
= ₹12,00,000 per year (12 LPA)
Estimated monthly take-home
₹95,200
₹11,42,400 per year · 0.0% goes to tax & contributions
| Item | Per year | Per month |
|---|---|---|
| Gross salary | ₹12,00,000 | ₹1,00,000 |
| Income tax (new regime) | −₹0 | −₹0 |
| Health & education cess (4%) | −₹0 | −₹0 |
| Employee EPF12% of basic — goes to your EPF | −₹57,600 | −₹4,800 |
| Take-home pay | ₹11,42,400 | ₹95,200 |
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources. Always confirm with an official tax authority or a licensed adviser before making decisions.
What's different about Delhi (NCT)
Delhi is an HRA metro city (50% HRA exemption) and levies no professional tax.
On a ₹12,00,000 salary, take-home in Delhi (NCT) is an estimated ₹95,200 a month — set your own salary above to tailor it.
An HRA metro (50% exemption) with a wide spread of rents across the NCR. A one-bedroom flat in Delhi (NCR) averages about ₹30,000 a month — weigh that against the take-home above.
For a full walkthrough of how India's tax and contributions work, see the India salary & tax guide.
What you keep at different salaries in Delhi (NCT)
The same Delhi (NCT) rules applied across the salary range, with the difference against Maharashtra in the last column so you can see what the state itself is worth.
| Gross salary | Take-home / month | Deducted | vs Maharashtra |
|---|---|---|---|
| 4.5 LPA | ₹35,700 | 0.0% | +₹2,500 |
| 6 LPA | ₹47,600 | 0.0% | +₹2,500 |
| 9 LPA | ₹71,400 | 0.0% | +₹2,500 |
| 12 LPA | ₹95,200 | 0.0% | +₹2,500 |
A ₹12,00,000 salary in Delhi (NCT), per period
| Pay period | Gross | Take-home |
|---|---|---|
| Per year | ₹12,00,000 | ₹11,42,400 |
| Per month | ₹1,00,000 | ₹95,200 |
| Per week | ₹23,077 | ₹21,969 |
| Per day (260 working days) | ₹4,615 | ₹4,394 |
| Per hour (2,080 hours) | ₹577 | ₹549 |
What Delhi (NCT) take-home buys, city by city
Taxed on Delhi (NCT) rules, 6 LPA leaves ₹47,600 a month — and against that ₹47,600, where you spend it moves the outcome more than the Delhi (NCT) rules do: Mumbai asks ₹42,000 for a one-bedroom city-centre flat against ₹22,000 in Hyderabad, a factor of 1.9.
On Delhi (NCT) take-home that is ₹25,600 left after rent in Hyderabad against ₹5,600 in Mumbai: a ₹20,000 monthly gap from the same gross salary and the same tax code.
| City | 1-bed city-centre rent | Share of take-home | Left after rent |
|---|---|---|---|
| Hyderabad | ₹22,000 | 46% | ₹25,600 |
| Bangalore (Bengaluru) | ₹25,000 | 53% | ₹22,600 |
| Delhi (NCR) | ₹30,000 | 63% | ₹17,600 |
| Mumbai | ₹42,000 | 88% | ₹5,600 |
Every state ranked by take-home
Delhi (NCT) tops all 24 states on this measure: ₹11,42,400 kept from ₹12,00,000, ₹2,500 more than Jharkhand at the bottom.
Delhi (NCT) sits inside a national spread of just 0.2%, so the state you live in changes very little; the national rules do nearly all the work. Every state below is ranked on the same ₹12,00,000 gross so the comparison is like for like — enter your own figure above to see how Delhi (NCT)'s position shifts at your income.
| # | State | Net / year | Net / month | Deducted |
|---|---|---|---|---|
| 1 | Delhi (NCT) | ₹11,42,400 | ₹95,200 | 0.0% |
| 2 | Uttar Pradesh | ₹11,42,400 | ₹95,200 | 0.0% |
| 3 | Rajasthan | ₹11,42,400 | ₹95,200 | 0.0% |
| 4 | Haryana | ₹11,42,400 | ₹95,200 | 0.0% |
| 5 | Uttarakhand | ₹11,42,400 | ₹95,200 | 0.0% |
| 6 | Goa | ₹11,42,400 | ₹95,200 | 0.0% |
| 7 | Himachal Pradesh | ₹11,42,400 | ₹95,200 | 0.0% |
| 8 | Chandigarh (UT) | ₹11,42,400 | ₹95,200 | 0.0% |
| 9 | Jammu & Kashmir (UT) | ₹11,42,400 | ₹95,200 | 0.0% |
| 10 | Karnataka | ₹11,40,000 | ₹95,000 | 0.2% |
| 11 | Gujarat | ₹11,40,000 | ₹95,000 | 0.2% |
| 12 | Punjab | ₹11,40,000 | ₹95,000 | 0.2% |
| 13 | Chhattisgarh | ₹11,40,000 | ₹95,000 | 0.2% |
| 14 | Maharashtra | ₹11,39,900 | ₹94,992 | 0.2% |
| 15 | Tamil Nadu | ₹11,39,900 | ₹94,992 | 0.2% |
| 16 | West Bengal | ₹11,39,900 | ₹94,992 | 0.2% |
| 17 | Telangana | ₹11,39,900 | ₹94,992 | 0.2% |
| 18 | Kerala | ₹11,39,900 | ₹94,992 | 0.2% |
| 19 | Andhra Pradesh | ₹11,39,900 | ₹94,992 | 0.2% |
| 20 | Madhya Pradesh | ₹11,39,900 | ₹94,992 | 0.2% |
| 21 | Bihar | ₹11,39,900 | ₹94,992 | 0.2% |
| 22 | Odisha | ₹11,39,900 | ₹94,992 | 0.2% |
| 23 | Assam | ₹11,39,900 | ₹94,992 | 0.2% |
| 24 | Jharkhand | ₹11,39,900 | ₹94,992 | 0.2% |
Other states
Frequently Asked Questions
+How much is take-home pay in Delhi (NCT)?
On a ₹12,00,000 salary in Delhi (NCT), estimated take-home is about ₹95,200 a month after tax and contributions (0.0% deducted). Use the calculator above for your exact figure.
+Is income tax different in Delhi (NCT)?
Delhi is an HRA metro city (50% HRA exemption) and levies no professional tax.
+What's the marginal tax rate in Delhi (NCT)?
On a ₹12,00,000 salary in Delhi (NCT), the marginal rate is about 5% — that's the rate on your next unit of pay, so it's what a raise or bonus is taxed at here.
+Does Delhi (NCT) keep more of your salary than other states?
On the same ₹12,00,000 salary, Delhi (NCT) keeps ₹11,42,400 and ranks 1 of 24, ₹0 behind Delhi (NCT) at the top and ₹2,500 ahead of Jharkhand at the bottom.
+What is a ₹12,00,000 salary in Delhi (NCT) per month?
About ₹95,200 a month after tax, from ₹1,00,000 gross — roughly ₹549 an hour net on a standard 2,080-hour year.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.