🇮🇳 India Tax Brackets 2026
India new-regime tax slabs FY 2026-27. All figures sourced from official publications — see sources below.
| Taxable income | Rate |
|---|---|
| Up to ₹4,00,000 | 0% |
| ₹4,00,000 – ₹8,00,000 | 5% |
| ₹8,00,000 – ₹12,00,000 | 10% |
| ₹12,00,000 – ₹16,00,000 | 15% |
| ₹16,00,000 – ₹20,00,000 | 20% |
| ₹20,00,000 – ₹24,00,000 | 25% |
| Over ₹24,00,000 | 30% |
A §87A rebate makes taxable income up to ₹12 lakh effectively tax-free. The old regime has fewer, higher slabs but allows deductions. A 4% cess applies on tax.
What these 2026 bands cost in practice
Reading the 2026 bracket table alone will mislead you India, because income tax is not the largest deduction here. On 6 LPA it costs ₹2,500, while everything else in the payroll stack costs ₹28,800 — more than the brackets above take.
Across the range the effective rate runs from 0.8% at 3 LPA to 8.5% at 18 LPA — a 7.7-point climb across a sixfold difference in pay, which is what a progressive India schedule looks like once you convert its rates into money.
| Gross salary | Income tax | Other deductions | Take-home / month | Effective rate |
|---|---|---|---|---|
| 3 LPA | ₹2,500 | ₹14,400 | ₹23,592 | 0.8% |
| 4.5 LPA | ₹2,500 | ₹21,600 | ₹35,492 | 0.6% |
| 6 LPA | ₹2,500 | ₹28,800 | ₹47,392 | 0.4% |
| 7.5 LPA | ₹2,500 | ₹36,000 | ₹59,292 | 0.3% |
| 9 LPA | ₹2,500 | ₹43,200 | ₹71,192 | 0.3% |
| 12 LPA | ₹2,500 | ₹57,600 | ₹94,992 | 0.2% |
| 18 LPA | ₹1,53,300 | ₹86,400 | ₹1,30,025 | 8.5% |
Who the 2026 India bands apply to
The 7 rows above apply to a 2026 tax resident of India on employment income, and take the effective rate on 6 LPA to 0.4%. Residency here turns on presence and ties rather than nationality, so a non-resident earning India can face a different schedule entirely, and anyone who arrived or left part-way through 2026 is usually assessed on a split basis instead of this one.
India adds a state-level layer on top of these 2026 bands, so identical gross pay produces different take-home across its 24 states: Delhi (NCT) keeps the most and Jharkhand the least, a spread of 0.2% — which is why the calculator asks you to pick one before it will answer. Earlier India schedules are archived rather than deleted, so a page describing a previous year stays available and correct alongside this 2026 one.
What sits alongside the 2026 bands
The schedule above is only the income-tax layer. India payroll also applies employee epf, professional tax, and those lines are charged on their own thresholds rather than the ones in the bracket table — which is why two salaries in the same band can carry noticeably different totals.
Every line below is what a 9 LPA salary — half again the India median — carries in 2026, so you can see the bands and their companions on the same figure rather than reading them separately.
| Line | Per year | Per month | Share of gross |
|---|---|---|---|
| Employee EPF (saving, not tax) | ₹43,200 | ₹3,600 | 4.8% |
| Professional tax | ₹2,500 | ₹208 | 0.3% |
| Total leaving your pay | ₹45,700 | ₹3,808 | 5.1% |
Sources
- New & old regime slabs FY 2025-26 / AY 2026-27 (unchanged for FY 2026-27); standard deduction; 87A. (retrieved 2026-06-22)
- Income Tax Department — slab rates for salaried individuals (official). (retrieved 2026-06-22)
- §87A rebate: new regime up to ₹60,000 (taxable ≤ ₹12L); old regime up to ₹12,500 (taxable ≤ ₹5L). (retrieved 2026-06-22)
- State-wise professional tax slabs/max amounts for FY 2026-27, cross-checked against saral.pro and factohr.com. Corrected two rows: Jammu & Kashmir (was ₹2,500, corrected to ₹0 — J&K as a UT does not levy professional tax) and Chhattisgarh (was ₹0, corrected to ₹2,400 — the Chhattisgarh Vritti Kar Adhiniyam, 1995 does levy PT up to ₹2,400/year). Confirmed Punjab's ₹2,400/year 'development tax' under the Punjab State Development Tax Act, 2018 (amended 2025) remains active, and that Delhi/UP/Rajasthan/Haryana/Uttarakhand/Goa/HP/Chandigarh genuinely levy no professional tax. (retrieved 2026-07-02)
Frequently Asked Questions
+What are the India tax brackets for 2026?
New regime (default), taxable income after the ₹75,000 standard deduction. FY 2026-27. A §87A rebate makes taxable income up to ₹12 lakh effectively tax-free. The old regime has fewer, higher slabs but allows deductions. A 4% cess applies on tax.
+How much tax would I pay on the India median salary in 2026?
On 6 LPA, the 2026 brackets cost about ₹2,500 in income tax, plus ₹28,800 in contributions — an effective 0.4% overall, leaving ₹47,392 a month.
+Does moving into a higher India bracket cost me money?
No. Only the income above a threshold is charged at the higher rate; everything beneath it keeps the rate of its own band. That is why the effective rate in the table below rises smoothly from 0.8% to 8.5% rather than jumping at each boundary.
+Where can I check my exact take-home pay?
Use our free India salary calculator to apply these 2026 brackets to your salary and see your net monthly take-home with a full breakdown.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.