🇬🇧 United Kingdom Tax Brackets 2026
UK income tax bands 2026/27. All figures sourced from official publications — see sources below.
| Total income | Rate |
|---|---|
| Up to £12,570 | 0% (Personal Allowance) |
| £12,570 – £50,270 | 20% |
| £50,270 – £125,140 | 40% |
| Over £125,140 | 45% |
Scotland uses six different bands (starter 19% up to top 48%) — see the Scotland page. National Insurance is charged separately.
Sources
- 2026/27 Income Tax bands for rUK and Scotland; personal allowance £12,570 frozen. (retrieved 2026-06-22)
- Official Income Tax rates and Personal Allowance (confirm exact 2026/27 figures here). (retrieved 2026-06-22)
- Class 1 employee NI: 8% main rate, 2% above UEL; PT £12,570, UEL £50,270. (retrieved 2026-06-22)
- Student loan repayment plan thresholds (VERIFY annually). (retrieved 2026-06-22)
Frequently Asked Questions
+What are the United Kingdom tax brackets for 2026?
England, Wales & Northern Ireland. Personal Allowance £12,570 taxed at 0%. 2026/27. Scotland uses six different bands (starter 19% up to top 48%) — see the Scotland page. National Insurance is charged separately.
+Where can I check my exact take-home pay?
Use our free United Kingdom salary calculator to apply these 2026 brackets to your salary and see your net monthly take-home with a full breakdown.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.