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🇪🇸 Spain Freelancer Tax Calculator

Estimate your after-tax income as a self-employed worker in Spain.

Estimated after-tax income

21.955 €

≈ 8046 € in tax & contributions

Approximated using employee contribution rates; real Freiberufler vs Gewerbe treatment, trade tax and voluntary/private insurance differ significantly.

Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources. Always confirm with an official tax authority or a licensed adviser before making decisions.

Self-employment tax in Spain

Spanish autónomos pay IRPF on profit plus a monthly social-security quota that has moved to an income-based scale, and can deduct business expenses. It's a distinct, often complex regime — use the freelancer calculator.

Freelance taxation in Spain differs from Spain employee payroll in three ways: who pays the social contributions, how and when you file, and which expenses you can deduct. The calculator above gives a simplified Spain estimate — for anything beyond a ballpark, especially around deductible expenses and the special regimes Spain, speak to a qualified accountant.

Want the employee picture instead? Use the Spain salary calculator.

Employee or freelancer, on the same money

On the same 30.000 € of Spain income, our estimate leaves a freelancer about 0 € a year ahead of an employee — roughly 0 € a month, against employee take-home of 1830 €. That 0 € advantage narrows once unpaid holiday, unpaid sickness and the gaps between contracts are priced in, none of which a Spain employee carries.

Deductible business expenses are the largest omission from the Spain freelance column, and they work in your favour: equipment, software, professional insurance, an accountant and a legitimate share of home-office costs all come off profit before this arithmetic starts, so a freelancer with 4500 €of genuine costs is comparing a much smaller taxable figure than the table shows. Approximated using employee contribution rates; real Freiberufler vs Gewerbe treatment, trade tax and voluntary/private insurance differ significantly.

Profit levels are 0.75× / 1× / 1.5× / 2× the Spain median gross salary. Take-home under 2026 rules; freelance figures exclude deductible business expenses. Estimates, not advice.
Annual profitAs an employeeAs a freelancerDifference
22.500 €17.188 €17.188 €+0 €
30.000 €21.955 €21.955 €+0 €
45.000 €30.801 €30.801 €+0 €
60.000 €39.284 €39.284 €+0 €

Frequently Asked Questions

+How are freelancers taxed in Spain?

Self-employment Spain is assessed on profit rather than gross pay, and you carry the contributions an employer would otherwise share. On 30.000 € of profit our estimate leaves 21.955 € after tax and contributions, before any deductible business expenses. The section above sets out how the Spain rules work in detail.

+Is freelance tax higher than employee tax in Spain?

On the same 30.000 €, our estimate leaves a freelancer about 0 € a year better off than an employee — roughly 0 € a month. Deductible Spain business expenses are not modelled here and can move that 0 € materially in your favour.

+What day rate do I need to match a salary in Spain?

To match the 30.000 € median as a Spain freelancer you need profit of roughly that figure before expenses, then divide by the days you can realistically bill — 200 to 220 after holiday, sickness, admin and gaps, not 260. On 210 days that is about 143 € a day as a floor, not a target.

+How much should I set aside for tax as a freelancer in Spain?

At 30.000 € of profit our estimate puts total tax and contributions near 27%. Setting aside that share of every Spain invoice into a separate account, plus a margin, is the habit that prevents the annual scramble — on 30.000 € of profit that is roughly 670 € a month put aside.

Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed June 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.