🇦🇺 Australia Tax Brackets 2026–27
Australia income tax brackets 2026–27. All figures sourced from official publications — see sources below.
| Taxable income | Rate |
|---|---|
| Up to $18,200 | 0% |
| $18,200 – $45,000 | 15% |
| $45,000 – $135,000 | 30% |
| $135,000 – $190,000 | 37% |
| Over $190,000 | 45% |
On top of national income tax: Medicare levy. See the calculator for the full take-home breakdown.
What these 2026–27 bands cost in practice
On the $95,000 Australia median, the 2026–27 brackets above cost $20,920 in income tax, with a further $0 going to contributions, leaving $6,173 a month.
Across the range the effective rate runs from 12.0% at $47,500 to 35.0% at $285,000 — a 23.0-point climb across a sixfold difference in pay, which is what a progressive Australia schedule looks like once you convert its rates into money.
| Gross salary | Income tax | Other deductions | Take-home / month | Effective rate |
|---|---|---|---|---|
| $47,500 | $5,720 | $0 | $3,482 | 12.0% |
| $71,250 | $13,320 | $0 | $4,828 | 18.7% |
| $95,000 | $20,920 | $0 | $6,173 | 22.0% |
| $118,750 | $28,520 | $0 | $7,519 | 24.0% |
| $142,500 | $36,645 | $0 | $8,821 | 25.7% |
| $190,000 | $55,170 | $0 | $11,236 | 29.0% |
| $285,000 | $99,820 | $0 | $15,432 | 35.0% |
Who the 2026–27 Australia bands apply to
The 5 rows above apply to a 2026–27 tax resident of Australia on employment income, and take the effective rate on $95,000 to 22.0%. Residency here turns on presence and ties rather than nationality, so a non-resident earning Australia can face a different schedule entirely, and anyone who arrived or left part-way through 2026–27 is usually assessed on a split basis instead of this one.
Australia applies these 2026–27 bands uniformly: no state-level income tax sits on top, so $95,000 yields the same $6,173 a month anywhere in the country, and the state selector above changes nothing about the tax. Earlier Australia schedules are archived rather than deleted, so a page describing a previous year stays available and correct alongside this 2026–27 one.
What sits alongside the 2026–27 bands
The schedule above is only the income-tax layer. Australia payroll also applies medicare levy, and those lines are charged on their own thresholds rather than the ones in the bracket table — which is why two salaries in the same band can carry noticeably different totals.
Every line below is what a $142,500 salary — half again the Australia median — carries in 2026–27, so you can see the bands and their companions on the same figure rather than reading them separately.
| Line | Per year | Per month | Share of gross |
|---|---|---|---|
| Income tax | $33,795 | $2,816 | 23.7% |
| Medicare levy | $2,850 | $238 | 2.0% |
| Total leaving your pay | $36,645 | $3,054 | 25.7% |
Sources
- Resident rates 2026-27: 0/15/30/37/45% with thresholds $18,200 / $45,000 / $135,000 / $190,000 (Schedule 1; 14% from 2027-28). (retrieved 2026-10-28)
- Medicare levy 2% of taxable income. (retrieved 2026-06-22)
Frequently Asked Questions
+What are the Australia tax brackets for 2026–27?
National income tax on taxable income, 2026–27. On top of national income tax: Medicare levy. See the calculator for the full take-home breakdown.
+How much tax would I pay on the Australia median salary in 2026–27?
On $95,000, the 2026–27 brackets cost about $20,920 in income tax, plus $0 in contributions — an effective 22.0% overall, leaving $6,173 a month.
+Does moving into a higher Australia bracket cost me money?
No. Only the income above a threshold is charged at the higher rate; everything beneath it keeps the rate of its own band. That is why the effective rate in the table below rises smoothly from 12.0% to 35.0% rather than jumping at each boundary.
+Where can I check my exact take-home pay?
Use our free Australia salary calculator to apply these 2026–27 brackets to your salary and see your net monthly take-home with a full breakdown.
Estimate only — not tax advice. Figures are estimates based on publicly available tax rules and may not reflect your full circumstances. See our methodology & sources (last reviewed October 2026). Always confirm with an official tax authority or a licensed adviser before making decisions.